Budgeting

How to Start a Budget {That Really Works}

How to Start a Budget that Really Works Does the word budget make you cringe? When you hear it, do you feel a sense of restriction and constraint? Rest assured that having a budget does not mean you can’t spend money ever again. In fact, having a budget really means...

How to Start an Emergency Fund {With No Money}

So, you’ve decided to protect your family and secure your finances by creating an emergency fund. Great! But where do you begin? Setting aside money ensures that you won’t be derailed by unexpected auto expenses, illness or worse. But here’s the problem: you can not...

How to {Effortlessly} Cut Your Grocery Bill in Half

Want to Really Cut Your Grocery Bill in Half? Here's How: How to {effortlessly} cut your grocery bill in half? Ya right! I have read several posts claiming to help me find extra money in my food budget, yet none of them seemed to help. I was desperate. My husband and...

Here's how to get motivated to clean when you're overwhelmed by the mess.

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